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Medicare Plan Open Enrollment

Retiree Medicare Plan Open Enrollment Period:
Deadline November 16, 2018 (deadline at 12:00pm)

During this period, retirees, their spouses and surviving spouses who are eligible and enrolled in Medicare Parts A and B may select a Town-sponsored health insurance plan, or switch from one plan to another, for coverage effective January 1, 2019.

If you want to remain on your current health plan, no further action is required.

For any changes during this period, signed enrollment forms and supporting materials must be received by the Town’s Human Resources (HR) Department before the deadline. Also required is a copy of the subscribers’ Medicare Parts A and B card and a marriage certificate (if a spouse is enrolling new for the first time).

 Open Enrollment Announcement Rates for CY19 - Effective January 1, 2019
Medicare Supplement Comparisons Medicare Advantage HMO Comparisons
 Medicare Part D Credible Coverage Letter

Tufts Health Plan

Blue Cross Blue Shield

 Tufts Medicare Supplement PDP Plus


 Enrollment Form Enrollment Form
Plan Summary Plan Summary 
Rx Summary Rx Summary
Rx Formulary  Rx Formulary

Tufts Medicare Preferred HMO

BCBS Managed Blue for Seniors 

Enrollment Form Enrollment Form 
 Plan Summary  Plan Summary
 Rx Formulary  Rx Formulary
 Harvard Pilgrim Health Care Fallon Community Health
Harvard Pilgrim Medicare Enhanced Fallon Senior Plan HMO
 Enrollment Form  Enrollment Form 
 Plan Summary  Plan Summary
Rx Formulary Rx Formulary 

For additional information on the Town's Senior/Retiree Health Insurance offerings, please visit the West Suburban Health Group website.

Senior Open Enrollment Health Fair
Thursday, October 25th, 12:00pm to 2:30pm
Needham Free Public Library, Community Room
1139 Highland Avenue, Needham, MA

Insurance company representatives will be available at the Health Fair to answer your questions, explain plan benefits, designs and features, and help you make an informed decision. As always, please consider all plan features which may be important to you and consult with any health care providers to see if they are within the plan’s coverage area, before making decisions.

Keep in mind, once you choose a health plan, you cannot switch plans during the year, unless you experience a qualifying event such as moving from the plan’s service area, becoming eligible for Medicare or experiencing an involuntary loss of coverage from another plan.

If you are not yet 65 years of age or are ineligible for Medicare, available to you are the non-Medicare plans which are effective from July 1 through June 30 with an annual open enrollment period each spring. If you or your spouse will be turning 65 during this year, three months prior to your birth date you should contact your local Social Security Office to apply for Medicare Parts A and B and set up an appointment with the Human Resources Department to obtain plan information and enrollment materials.